घरौनी क्या है?
Understand your card.
Plain Hindi and English. Real examples. No jargon.
आपको SVAMITVA योजना के तहत घरौनी कार्ड मिला है, लेकिन यह साचमुच क्या है? इससे क्या होता है? कहाँ इस्तेमाल करें? हम यह सब सादी भाषा में समझाते हैं — जब आपको ज़रूरत हो।
A card without a clueकार्ड जो समझ नहीं आता
3 करोड़ से ज़्यादा लोगों को घरौनी मिल चुकी है। लेकिन कितने लोग जानते हैं कि यह बैंक लोन, बीमा, सुरक्षित बिक्री, विरासत — सब के लिए काम आती है? Most cardholders treat the Gharauni as just another government paper. They don't know about the 11 banks that lend against it, the +23% loan-approval lift it gives, or the title-fraud protection it provides.
Bilingual, bite-sized educationसादी भाषा में सीखें
Short videos (90 seconds each), one-page explainers in Hindi + English, and FAQ articles answering the actual questions villagers ask: कार्ड पर कितना लोन मिलेगा? पते में गलती है — कैसे ठीक करें? हम जवाब हिंदी, भोजपुरी, अवधी, और अंग्रेज़ी में देते हैं।
Result: Cardholders understand their rights, ask better questions of banks, and avoid common scams.
How we teach
90-second videosडेढ मिनट के वीडियो
Short visual explainers in Hindi. One topic per video. Examples: "कार्ड कैसे डाउनलोड करें”, "₹5 लाख का लोन कैसे लें”.
FAQ articlesFAQ लेख
50+ real questions from real villagers, answered in 200 words each. Topics: rights, loans, inheritance, disputes, sales, taxation.
One-page explainersPDF गाइड
Printable Hindi + English one-pagers. Show your father. Give to the panchayat. Use at the bank. Free download.
How to use the Learn section
Pick your question
Browse by topic (loans, disputes, inheritance, taxes) or search for the exact thing you're confused about.
Read or watch
Most articles take 3 minutes. Most videos take 90 seconds. Hindi + English side-by-side where it helps.
Take action
Every guide ends with the next concrete step — a form to fill, an office to visit, a number to call. Not just theory.
Frequently Asked Questions · अक्सर पूछे जाने वाले सवाल
What is the SVAMITVA scheme in one sentence?SVAMITVA योजना एक वाक्य में क्या है?
What is the SVAMITVA scheme in one sentence?SVAMITVA योजना एक वाक्य में क्या है?
A central government program that uses drones to survey village land and issue every rural homeowner a legal property card (Gharauni) — turning previously undocumented village homes into bankable, sellable, mortgageable property.
What is the difference between Gharauni and a regular property deed (Bhulekh)?घरौनी और भुलेख में क्या अंतर है?
What is the difference between Gharauni and a regular property deed (Bhulekh)?घरौनी और भुलेख में क्या अंतर है?
Bhulekh covers agricultural and revenue land. Gharauni covers the "Abadi" residential area inside village boundaries — where your home, courtyard, animal shed, and well actually are. Before SVAMITVA, this Abadi land had no formal title in most states.
How much loan can I get on my Gharauni?घरौनी पर कितना लोन मिलेगा?
How much loan can I get on my Gharauni?घरौनी पर कितना लोन मिलेगा?
Banks typically lend 50-60% of the assessed property value. For a typical 200-square-yard village house, that's often ₹2-15 lakh depending on district and construction. Compare 11 lenders on our /loan page.
Is the card mortgageable?क्या यह कार्ड गिरवी रखा जा सकता है?
Is the card mortgageable?क्या यह कार्ड गिरवी रखा जा सकता है?
Yes. As of 2024, RBI guidelines explicitly recognize SVAMITVA property cards as mortgageable collateral. All 11 lenders we partner with accept them.
What if there's an error on my card?अगर मेरे कार्ड में गलती है?
What if there's an error on my card?अगर मेरे कार्ड में गलती है?
Errors in name, plot size, or coordinates can be corrected through your Tehsildar office or through the SVAMITVA grievance portal. We have a step-by-step Hindi guide on this in the FAQ articles section.
Is my Gharauni data on this website private?क्या मेरा डेटा यहाँ सुरक्षित है?
Is my Gharauni data on this website private?क्या मेरा डेटा यहाँ सुरक्षित है?
We process your data under India's DPDP Act 2023. We never ask for your Aadhaar number or OTP. We only query the public SVAMITVA portal on your behalf.
Knowledge is power.ज्ञान ही शक्ति है।
Spend 5 minutes here and you'll understand more about your property rights than 95% of cardholders.
Start with the basics →